As the owner or manager of a hazardous work environment, such as one that requires the use of welding and blowtorch equipment, the responsibility of keeping employees and visitors safe rests on your shoulders. Of course, skilled workers may be unlikely to make a mistake or have an accident, but it’s impossible to predict what the future has in store. Instead of risking accidents and injuries adversely affecting your business efforts, you could purchase public liability or employer’s liability insurance, which often includes cover for accidents and property damage resulting from welding and blowtorch equipment.
Public and employer’s liability insurance may also cover:
- Accidental harm to people while on your property
- Injury claims and compensation
- Activities that carry a significant fire risk
Limits of indemnity differ depending on the hot works insurance policy you choose, and your cover may be subject to warranty rules and regulations. For example, you might have to prove certain precautions for your cover to remain valid. Contact us today to learn more about hot works insurance.